Posted by VioletMama.
We are the working poor. Trying SO hard to get ahead, or even caught up, but can't. This is what we have doomed ourselves to. I don't want it to be this way. I hate being broke. Every week, we go through the same thing. Do I pay the credit card, or buy food? Do I pay medical
bills, or pay rent? Do I pay utilities, or buy my meds? It shouldn't be like this.
We used to be doing ok. After our 2nd child, we had a bit of a problem, but got caught up, and pretty much stopped creditor calls. Then, we moved. and got pregnant. High-risk pregnancy = bills not covered by insurance. Then MAJOR emergency dental work. Now we are back to square one, or even negative. Creditors calling, threatening letters, no money.
I just want what is best for my kids. We've given up a lot. My 2 little guys no longer go to daycare, as we can't afford it, the only reason we have phone, internet & cable is that it is offered for FREE as part of my husbands benefits package. I work when my husband is at home, so that we don't have to pay babysitters. I shop on sale with coupons, and buy clothes either on clearance or at thrift stores. And it's still not enough.
Bankruptcy is not an option. The sad thing is that our debt (besides our car payment) is less than 12,000 and we still have no way of paying it. Our families can't help, we make too much money to quailfy for public aid. I'm scared. I hate feeling worthless, and stressed all the time. I hate telling my kids no. I hate never having anything for myself. I hate never seeing my husband. I hate having no one to talk to about this. I just don't see a way out, and it's killing me.